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Lets' Talk Mortgage with Chris Smith

Mortgage Professional Chris Smith hosts "Let's Talk Mortgage", a YouTube video series covering various mortgage related topics in a fun and relaxed style!

Please take a moment to visit and subscribe.

https://www.youtube.com/@LetsTalkMortgage

Coffee's for Closers

Coffee’s for closers is a video podcast i've wanted to produce for years. I feature local and national leaders who, i think, are getting the job done right and in the spirit of servant leadership. These people are “closers”. There are no qualifications to be a leader. Everyone is presented with leadership opportunities every day. Parents are the most influential leaders of all. What type of leader you want to be? Our guests will often be associated with finance, mortgage, and real estate. But, this show is not specific to any industry. It's the featured "closer" that determines the message and key take-aways.

Please take a moment to visit and subscribe.

https://www.youtube.com/@coffees4closers

COFFEE'S FOR CLOSERS

Coffee's For Closers - Guest, Jamie Lancia

12:29

Coffee's For Closers - Guest, Jamie Lancia

Series Premiere. Episode #1 Chapters: 00:00 - Construction Delays/Supply Chain 01:50 - Record Housing Shortage 03:51 - Record Home Prices 06:17 - Rising Interest Rates 08:06 - New Affordable Housing 10:43 - Builder Financing Option 11:58 - How to save $2,000 off closing costs Mortgage Loan Officer Chris Smith (nmls# 470511) hosts guest, and fellow "closer", Jamie Lancia - President of Lancia Homes. Jamie discusses the current state of the 2022 new construction market. Specifically, Construction Delays, Record Building Time, Supply Chain Shortages, Record Housing Shortage/Low Inventory, Record Home Prices, Rising Interest Rates, Affordable Housing Options (townhomes), Simplified builder financing option. Save $2,000 off closing costs on a Lancia Home when using Nations Lending for your mortgage financing. Click link for details... https://drive.google.com/file/d/1LkVHqET8-XXAv_tuQPFFY_BIpjYkN21_/view?usp=sharing

Coffee's for Closers

LET'S TALK MORTGAGE

Are Mortgage Rates Negotiable?

00:46

Are Mortgage Rates Negotiable?

Rates vary based upon many factors, but this video will walk you thru how to best position yourself to receive the very best interest rate available.

Difference between mortgage prequalification and preapproval letter.

01:02

Difference between mortgage prequalification and preapproval letter.

There is a BIG difference! Understanding the difference will give you an edge over those other competing offers!

Will my loan require PMI?

01:09

Will my loan require PMI?

FAQ Mortgage Questions. Will I need private mortgage insurance if I do not put 20% down?

Fixed VS. Adjustable Rate??

02:14

Fixed VS. Adjustable Rate??

Frequently Asked "mortgage" Question: What is the difference between a fixed and adjustable rate mortgage?

Pre-Approval VS. Pre-Qualification Letter

01:02

Pre-Approval VS. Pre-Qualification Letter

This is where too many mortgage lenders fall short (especially, the online unlicensed loan officer)! This video covers the importance of getting a reliable mortgage "pre-approval" and explains the advantage of a pre-approval letter vs. a pre-qualification letter.

Guaranteed Loan Closing Program - Chris Smith Group

01:05

Guaranteed Loan Closing Program - Chris Smith Group

It's a crazy competitive market! In 16 years I've never seen anything like it. Buyers are basically begging to get their offer accepted! So, what can I do to give my clients a competitive EDGE? Watch....Chris Smith, Chris Smith Group, Fort Wayne, Indiana Mortgage Loan Officer

Equity Strategies - CashOut Refinance

00:43

Equity Strategies - CashOut Refinance

Due to the historic low interest rates and record home equity appreciation, financial wizards everywhere are encouraging homebuyers to borrower as as much as they can, for as long as you can. Why?? Watch...

New Construction Strategies

05:10

New Construction Strategies

A conversation about different mortgage planning strategies with new construction financing. Should you get a construction loan? Have the builder hold the financing? One-time or two-time new construction loan?

You received a Tax Bill. Now what?

01:55

You received a Tax Bill. Now what?

"I escrow my taxes and insurance, so why did I get a tax bill in the mail?" - An all to common question. Here's the answer...

Let's Talk Mortgage with Chris Smith

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