It's a crazy competitive market! In 16 years I've never seen anything like it. Buyers are basically begging to get their offer accepted! So, what can I do to give my clients a competitive EDGE? Watch....Chris Smith, Chris Smith Group, Fort Wayne, Indiana Mortgage Loan Officer

Due to the historic low interest rates and record home equity appreciation, financial wizards everywhere are encouraging homebuyers to borrower as as much as they can, for as long as you can. Why?? Watch...

A conversation about different mortgage planning strategies with new construction financing. Should you get a construction loan? Have the builder hold the financing? One-time or two-time new construction loan?

"I escrow my taxes and insurance, so why did I get a tax bill in the mail?" - An all to common question. Here's the answer...

This video discusses the "Do's and Don'ts" when applying for a mortgage loan. Learn how to avoid common mistakes that could have a negative impact on your mortgage approval.

This is where too many mortgage lenders fall short! Especially, the online unlicensed loan officer! This video covers the importance of getting a reliable mortgage "pre-approval".

This video discusses the fundamentals of an escrow account, how it functions, and why your payment will change annually even though you have a fixed rate mortgage.

The FACTS about credit reporting and the answer to the popular question, "how many points will my credit score drop if I get my credit pulled?"